Even if you could NEVER afford to buy a CD AND you had some weird moral fiber preventing you from stealing music, you'd still have a decent collection, thanks to bands giving their music away. Bands like Radiohead, Okkervil River, Atmosphere, Saul Williams, Tim Fite and now The Charlatans.
The British lads are giving away free downloads of You Cross My Path -- their 10th studio album -- on March 3rd. Available on their web site.
Record stores are also giving away Beatles CDs. You just have to remove the little magnetic strips, put the CD in your pocket and casually walk out the door. Just wear a big coat and make sure no one's looking. Just kidding, Beatles!